Want a new 3 BHK for less than ₹1 crore? Swarnim 18 starts near ₹90 lakh in Bapunagar. See what else falls inside this budget, an EMI example and what to check before you book.
A budget below ₹1 crore is the sweet spot for many families in East Ahmedabad. In Bapunagar it buys a new 3 BHK at Swarnim 18, which starts near ₹90 lakh, with a RERA carpet area of about 1,059 to 1,133 sq ft.
Adani Suryagram also lists homes from about ₹90 lakh in its township plan, and Inspire Arcade units start near ₹45 lakh for buyers who want commercial space.
Prices are starting points. GST, stamp duty, registration, parking and deposits are added, so a flat listed at ₹90 lakh can cross ₹1 crore all-in. Ask for a full sheet.
* Prices are indicative and come from builder pages and portals as of October 2026.
Compare the options that start below ₹1 crore. The last card is a general list for smaller flats.
New LaunchIndia Colony RdThe lowest-priced new 3 BHK on this page, with 135 homes. A good fit for a family that needs three bedrooms without paying 4 BHK rates. RERA end date is December 2029.
New LaunchTownshipA gated township on old mill land, with flats, villas and a shopping arcade planned in one place. About 7 acres is kept as green space, and the club and play areas are shared by every home.
Under ConstructionSuryagramA C-shaped arcade with showrooms on the lower floors, offices above them and a food and leisure plaza. More than 400 parking spaces are planned. RERA end date is September 2028.
UpcomingBapunagarWe have not found a named new 1 or 2 BHK tower here yet. Join this list to hear first when a smaller-home project opens.
We will send a full cost sheet with GST, stamp duty and parking, so you can see the true figure.
An example with an assumed 8.5% rate over 20 years and a loan of 80% of the price.
A loan of about ₹72 lakh on a ₹90 lakh flat.
The EMI would be near ₹62,000 a month in this example.
About ₹18 lakh, plus GST, stamp duty, registration and deposits.
Many banks like the EMI to stay within a set share of monthly income. Ask yours.
The facts from the RERA record and portals.
135 homes, all 3 BHK.
About 1,059 to 1,133 sq ft on RERA.
31 December 2029 as per the RERA number. One portal shows March 2028, so ask for it in writing.
Kids' play area, swimming pool, gym, clubhouse, garden, lifts and power backup are listed.
These items come on top of the base price. Ask for each in writing.
| Item | What to ask |
|---|---|
| GST | Rate that applies to the project and the stage |
| Stamp duty and registration | Amount at the current government rate |
| Parking | Whether it is included or extra |
| Club and maintenance deposits | One-time amount and monthly charge |
| Other charges | Legal, society formation or infrastructure fees |
* Indicative figures from builder pages, GujRERA records and listing portals. Ask us for a dated cost sheet.
Use these on any project at this price.
Search MAA16219 for Swarnim 18 on the GujRERA site.
Some portals show about 2,266 sq ft, which is not the carpet area.
Ask for it in writing.
Check whether it stays under ₹1 crore.
Early buyers get more choice.
See the road and the nearby market.
Check distances from the exact project gate.
Apparel Park station on the Blue Line is in Janata Nagar, Amraiwadi. It opened on 4 March 2019, with Kankaria East and Amraiwadi on either side of it.
This is the main road to the new projects. The SP Ring Road is close, which helps with trips out of the city.
AMTS buses run through the area, and a BRTS stand is listed opposite Ashok Mills.
Bapunagar already has markets, schools, clinics and temples. One listing names Star Hospital, Samjuba Hospital and Matru Hospital close to Swarnim 18.
Keep exploring the site to compare more options.
Share your details and we will send a short list built around your budget, with current rates, floor plans and a free site visit plan.
